Rental Yield Calculator (Gross & Net)
Enter your purchase price, annual rent and running costs to see both gross and net rental yield — useful for buy-to-let comparisons and refinancing decisions.
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Yield estimate
Norfolk benchmark: 5–7% gross is typical for single-let; 8–10% for licensed HMOs.
Frequently asked questions
▸What is gross rental yield?
Annual rent divided by property value, expressed as a percentage.
▸What is net yield?
Annual rent minus running costs (management, maintenance, insurance, voids), divided by property value.
▸What's a good yield in Norfolk?
Norwich typically delivers 5–7% gross. HMOs can hit 8–10% but carry more compliance overhead.
▸Should I include the mortgage?
Yield is usually calculated unleveraged. For cash-on-cash return, use a different calculation that includes mortgage payments.
▸Are voids included?
Yes — set an expected void rate (e.g. 4%) and we'll discount your rent accordingly.
▸Is service charge counted?
Yes — include leasehold service charges and ground rent under 'Annual costs'.
▸Does the calculator account for tax?
No — yield is pre-tax. Use the Section 24 calculator for after-tax profit.
▸Can I model multiple properties?
Sign in to save scenarios per property in your dashboard.
▸Why does my net yield look low?
If your costs are high or your purchase price is well above market rent multiples, the property may not stack up as buy-to-let.
▸Is this a property valuation?
No. Use a RICS valuer or estate agent for accurate market value.