Tax & Finance
Allowable expenses, Section 24 and structure.
Section 24 Tax: The Complete UK Landlord Guide (2026)
Section 24 removed mortgage interest as an expense for individual landlords and replaced it with a 20% tax credit. Full guide with worked examples, workarounds and 2026 planning.
How to Claim Back VAT on Buy-to-Let Renovation
Most BTL works are zero-rated for VAT — but only if you know the rules. Here's how to access the 5% reduced rate and zero-rate reliefs that mainstream contractors miss.
Stamp Duty for Buy-to-Let 2026: The Complete Guide
The 5% second-property SDLT surcharge plus standard bands can take 8–13% off your buying budget. Here's the 2026 maths and the legitimate ways to reduce the bill.
Rent Guarantee Insurance: Is It Worth It in 2026?
With Section 21 ending and possession timelines lengthening, more landlords are buying rent guarantee insurance. Here's how it works, what it really costs and when it actually pays out.
Inheritance Tax Planning for Property Portfolios
A leveraged property portfolio can produce a six-figure IHT bill on death. Here are the legal structures that legitimately reduce it.
Should You Charge Rent Weekly or Monthly?
Monthly rent is the UK default for a reason — but weekly has a niche. Here is when to use each.
Making Tax Digital for Landlords 2026
From April 2026, landlords with property income over £50,000 must keep digital records and file quarterly. Here is exactly what changes.
Stamp Duty on Buy-to-Let Properties
The buy-to-let stamp duty surcharge is the biggest single tax on entry. Here is exactly what you pay and where the legal reliefs apply.
Mortgage Interest Relief: What's Left for Landlords?
Section 24 quietly transformed BTL economics for higher-rate landlords. Here is exactly what relief remains, and how to structure to maximise it.
Limited Company vs Personal Buy-to-Let: Tax Comparison
The biggest structural decision in a landlord's portfolio. Here is the full tax comparison — and when each structure wins.
How to File a Self-Assessment as a Landlord
Filing self-assessment as a landlord is straightforward once you know the structure. Here is the full process from registration to payment.
Allowable Expenses for UK Landlords 2026
What you can and cannot deduct against rental income — the up-to-date list for 2026, including the Section 24 finance restriction and capital vs revenue tests.
Selling a Tenanted Property in 2026: CGT, Possession & Sale Routes
UK landlord guide to selling a tenanted property in 2026 — Ground 1A possession, tenant-in-situ sales, CGT at 18/24% and the 60-day reporting deadline.
How To Handle Rent Arrears Under the Renters' Rights Act
Practical UK landlord guide to managing rent arrears post-RRA — payment plans, Section 8 Grounds 8, 10 and 11, and how to avoid costly mistakes.